Free
See if retirement math works out.
$0
Free forever. No credit card.
- Gross vs. net monthly paycheck
- Federal + state tax estimate
- Medicare Part B premium (with IRMAA)
- Balance-depletion chart
- 1 saved plan per account
- Named scenarios
- Life-event modeling
- Year-by-year projection table
Pro
For the planner who wants to compare options side-by-side.
$49
one-time
Lifetime access. No recurring charges.
- Everything in Free
- Unlimited named scenarios — "Retire at 62", "Delay SS to 70", etc.
- Life events: downsize home, inheritance, one-time expenses
- Part-time income in early retirement
- Detailed tax breakdown (brackets, SS taxability, marginal rate)
- Year-by-year projection table (downloadable)
- Roth conversion planner
- All future updates included
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Questions people ask
Is this really just $49 once?
Yes. Pay once, access forever. No subscription, no annual renewal. If we release new features, you get them.
What if it doesn't help me?
Email us within 30 days and we'll refund you, no questions asked.
Is this financial advice?
No. Silver Clarity is an educational calculator. It uses published federal tax brackets and Medicare rates, plus the assumptions you enter, to show you estimates. For personalized advice, talk to a licensed fiduciary.
Is my data private?
Your inputs stay in your account. We never sell data. You can delete your account and all saved plans anytime from the Account page.
What does "sub-$1M retiree" mean?
Silver Clarity is built for everyday Americans retiring with $100K–$1M saved — the group that gets ignored by high-end advisors but needs the math most.