Silver Clarity

Retirement Income Estimator

See your projected monthly paycheck in retirement — free, in under 60 seconds

Retirement age and SS start age will default to your current age.

Age you plan to stop working and start withdrawals.

Your estimated gross monthly benefit. Don't know yours? Estimate it on SSA.gov →

Age 62 = smaller check, age 70 = largest check.

Total across all accounts (401k, IRA, Roth, brokerage, etc.).

How long should your money last? (Age 95 is a common target.)

Your Results
Estimated Monthly Retirement Paycheck
gross monthly income (before taxes)
Social Security
Savings Withdrawal
Est. Taxes
Medicare Premium
📅

Savings Balance Over Time

Assumes 5.5% annual return and 3% inflation on withdrawals.

💡 Insights for Your Plan

Ready to go deeper?

Upgrade to the Advanced Planner — one-time $49 for lifetime access:

  • Detailed federal & state tax breakdown
  • Multiple account types (Roth, 401k, brokerage)
  • Retirement job income & life events
  • Unlimited named scenarios for comparison
  • Year-by-year projection table
See what you get →
$49 · Pay once · Lifetime access